THE ANDHRA BANK EMPLOYEES' CO-OPERATIVE BANK LIMITED
REGD. & CENTRAL OFFICE,MITHILA COMPLEX,KOTI,HYDERABAD.
THE THIRD SCHEDULE (SECTION 29)
OF BANKING REGULATION ACT , 1949
BALANCE SHEET AS ON 31ST MARCH,2011
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| PREVIOUS YEAR |
| AS ON 31-03-2010 |
| AMOUNT IN RS. |
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| CURRENT YEAR |
| AS ON 31-03-2011 |
| AMOUNT IN RS. |
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| PREVIOUS YEAR |
| AS ON 31-03-2010 |
| AMOUNT IN RS. |
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PROPERTY AND ASETS |
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| CURRENT YEAR |
| AS ON 31-03-2011 |
| AMOUNT IN RS. |
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1. CAPITAL |
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1. CASH: |
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Authorised Capital |
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| 15,00,00,000.00 |
1,50,000 'A' CLASS |
|
15,00,00,000.00 |
4,50,10,585.30 |
In Hand with Reserve |
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7,86,00,924.74 |
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Shares of Rs.10/- each |
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bank of India, State Bank |
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| 11,08,25,884.00 |
Subscriped & paidup |
|
13,04,66,850.00 |
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of India, Central Co-op. |
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Capital |
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Bank, APSC Bank Hyd |
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13046685 shares of Rs.10/- each |
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2. BALANCES WITH OTHER BANKS |
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3,55,01,053.14 |
Current Deposits |
1,49,43,853.88 |
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2. RESERVES FUND & OTHER RESERVES: |
48,95,56,218.82 |
Fixed Deposits |
21,78,22,259.16 |
23,27,66,113.04 |
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--- |
3. Money at Call & Short Notice |
2,00,00,000.00 |
| 4,21,64,193.82 |
Statutory Reserve Fund |
4,28,27,758.38 |
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4.INVESTMENTS |
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| 13,99,777.90 |
Building Fund |
13,99,777.90 |
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In Central & State |
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| 21,36,432.76 |
Div.Equalisation Fund |
37,82,072.87 |
|
42,31,50,000.00 |
Government Securities |
74,14,42,200.00 |
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--- |
Other approved Securities |
--- |
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OTHER FUNDS & RESERVES |
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|
6,00,000.00 |
In shares in HDCC bank |
6,00,000.00 |
|
| 11,56,257.30 |
Common Good Fund |
11,56,257.30 |
|
12,99,40,000.00 |
Others |
15,44,90,000.00 |
89,65,32,200.00 |
| 17,74,592.27 |
General Reserve Fund |
17,74,592.27 |
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| 30,91,301.00 |
Provision for Investments |
20,61,301.00 |
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5. ADVANCES:
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| 44,36,366.25 |
Reserve for N.P.As |
43,98,345.31 |
|
20,85,44,951.99 |
Short Term Loans: |
23,62,77,825.30 |
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Contingent provisions |
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Cash Credit, O.D and |
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| 1,87,42,752.6 |
against Standard Assets |
1,89,48,072.63 |
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Bill discounted. |
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| 92,86,650.00 |
Investment Amortisation Res. |
88,49,700.00 |
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of which secured against |
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| 13,98,828.92 |
Provision for Dep. Of sec. |
13,98,828.92 |
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a) Govt. & other |
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| 82,02,961.99 |
Reservefund for meeting |
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approved secuities Rs.Nil |
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Unforseen losses |
84,68,387.82 |
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b) Other tangible securi- |
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| 2,48,64,000.00 |
Reserve for Tax on Income |
2,95,64,000.00 |
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ties Rs.23,42,23,950.95 |
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| 44,68,240.00 |
Provision for P.L. |
44,00,614.00 |
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of the advances, amount |
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| 10,75,142.0 |
Provision for Deferred Tax Liability |
1,94,478.00 |
12,92,24,186.40 |
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due from individuals
Rs.23,42,23,950.95
of the advances overdue
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Rs.20,53,874.935 |
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3. DEPOSITS & OTHER ACCOUNTS |
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considered bad and |
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| 48,48,12,954.78 |
Fixed Deposits |
46,97,87,628.17 |
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doubtful of recovery |
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| 2,37,70,905.00 |
Recurring Deposits |
2,63,87,147.00 |
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Rs.20,53,874.35 |
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| 104,19,70,248.87 |
Swayamvruddhi Deposits |
108,95,34,405.77 |
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| 1,18,87,601.94 |
Matured Deposit |
74,78,340.94 |
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| 2,80,067.73 |
Bala Bhavishyat |
1,34,444.86 |
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| 4,93,98,470.14 |
Cash Certificates |
5,07,93,570.00 |
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| 8,51,94,832.62 |
Savings |
10,41,08,803.86 |
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| 14,76,72,261.70 |
Savings Deposits |
17,10,78,250.26 |
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| 78,59,165.90 |
Current Deposits |
1,04,89,281.70 |
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| 59,78,45,593.00 |
Thrift Deposit |
64,17,82,997.00 |
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| 7,16,31,987.26 |
M.M.B.F |
7,95,55,853.38 |
265,11,30,722.94 |
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4. BORROWINGS: |
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42,84,80,737.20 |
Medium Term Loans |
54,88,96,178.70 |
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Deposit loan with KCC Bank |
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--- |
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of which secured against |
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a) Govt & other approved |
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securities Rs.NiLL |
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| 5,15,025.00 |
5. BILLS FOR COLLECTION |
32,717.00 |
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b) Other tangible secur- |
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BEING THE BILLS RECEIVABLE |
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ities Rs.7,90,61,282.00 |
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(AS PER CONTRA) |
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of the advances amount |
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due from individuals |
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| 10,30,778.01 |
6. BRANCH ADJUSTMENTS |
--- |
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Rs.7,90,61,282.00 |
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of the advance, amount |
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| 1,36,382.00 |
7.OVERDUE INTEREST RESERVE |
1,50,101.00 |
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overdue Rs.29,87,342.00 |
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Considered Bad & doubtful of recovery Rs.1,61,072.00 |
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| 1,54,08,613.57 |
8.INTEREST PAYABLE |
1,58,49,421.22 |
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| 2,46,15,307.44 |
9. OVERDUE INTEREST ON NPA'S |
2,96,26,513.44 |
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|
96,30,38,034.49 |
Long Term Loans: |
86,62,32,354.37 |
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10. OTHER LIABILITIES |
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of which secured against |
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| 17,34,263.11 |
Bills Payable |
|
23,57,768.61 |
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a)Govt and other approved |
|
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| 4,17,568.00 |
Unclaimed Dividend |
|
4,17,568.00 |
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Securities Rs.Nil |
|
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| 47,46,232.97 |
Sundry Creditors |
|
44,26,940.36 |
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b) Other tangible securities |
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Rs.40,40,441.79 |
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of the advances amount due |
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from indivdl.
Rs.86,62,32,354.37 |
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of the advances amount overdue |
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Rs.70,94,117.35 |
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considered Bad & doubtful of recovery of Rs.12,44,210.36 |
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11. PROFIT & LOSS |
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Profit as per last |
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165,14,06,358.37 |
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Balance Sheet |
26,54,258.25 |
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Less: appropriations |
26,54,258.25 |
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2,58,14,828.10 |
6. INTEREST RECEIVABLE |
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Add: Profit for the |
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of which overdue |
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year brought |
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of Investments |
2,05,01,308.56 |
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| 26,54,258.25 |
from the Profit & |
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of Staff Loans |
35,13,914.34 |
2,40,15,249.90 |
| 6,93,833.00 |
Loss account on a/c of Dererred Tax Asset |
1,05,87,886.14 |
1,05,87,886.14 |
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considered Bad & doubtful of recovery Nil |
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| (over) |
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2,46,15,307.44 |
7. INTEREST RECEIVEABLEON NPA'S |
2,96,26,513.44 |
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|
5,15,025.00 |
8. BILLS RECEIVABLE BEING BIILS FOR COLLECTION (AS PER CONTRA) |
32,717.00 |
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9. BRANCH ADJUSTMENTS |
14,84,638.14 |
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|
5,18,302.00 |
10. PREMISES |
12,39,600.70 |
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Less: Depreciation |
7,47,213.70 |
4,92,387.00 |
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20,13,240.00 |
11.FURNITURE, FIXTURES & LIBRARY |
99,75,455.08 |
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Less: Depreciation |
74,01,246.78 |
25,74,208.30 |
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8,13,618.56 |
12. COMPUTERS |
92,66,780.04 |
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Less: Depreciation |
81,25,246.04 |
11,41,534.00 |
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13. OTHER ASSETS |
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5,06,251.90 |
a. Stationery |
4,23,682.42 |
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2,99,84.524.20 |
b. Sundry Debtors |
3,51,69,178.76 |
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|
3,220.00 |
c. Stamp account |
4,970.00 |
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6,93,833.00 |
d. Dererred Tax Asset |
|
3,55,97,831.18 |
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| 2,80,92,99,731.16 |
TOTAL |
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2,97,42,70,675.11 |
2,80,92,99,731.16 |
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TOTAL |
2,97,42,70,675.11 |
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CONTINGENT LIABILITIES
outstanding Liabilities for
guarantees issued4,16,066.07
Estimated Interest liability on matured deposits |
2,61,741.93 |
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AS PER OUR REPORT OF EVEN DATE |
| FOR THE ANDHRA BANK EMPLOYEES' CO-OPERATIVE BANK LIMITED |
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FOR KRISHNA & PRASAD |
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CHARTERED ACCOUNTANTS |
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FIRM’S REGN. NO. 001460 S |
| (S.KONDA REDDY) |
(T.RAVINDRANATH) |
(S.KUTUMBA RAO) |
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| CHAIRMAN |
VICE-CHAIRMAN |
DIRECTOR |
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(B.L.N.PHANI KUMAR) |
| (D.VENKATESWARLU) |
(I.KESAVA RAO) |
(P.DEVA DAS) |
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PARTNER |
| DIRECTOR |
DIRECTOR |
DIRECTOR |
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MEMBERSHIP NO.028391 |
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| (M.V.S.N. MURTHY) |
(V.SUBRAHMNAYAM) |
(R.VEERABHADRA RAO) |
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| DIRECTOR |
DIRECTOR |
DIRECTOR |
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| (SYED RAFI JANI) |
(P.V.V.SATYANARAYANA) |
(SHASHIKANTS MALONDKAR) |
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| DIRECTOR |
DIRECTOR |
DIRECTOR |
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| (T.HANUMANTHA RAO) |
(G.RAMESH BABU) |
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| DIRECTOR |
CHIEF MANAGER |
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