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THE ANDHRA BANK EMPLOYEES' CO-OPERATIVE BANK LIMITED
REGD. & CENTRAL OFFICE,MITHILA COMPLEX,KOTHI,HYDERABAD.
THE THIRD SCHEDULE (SECTION 29)
OF BANKING REGULATION ACT , 1949
BALANCE SHEET AS ON 31ST MARCH,2017


PREVIOUS YEAR
AS ON 31-03-2016
(RS.)
CAPITAL AND LIABILITIES
 
CURRENT YEAR
AS ON 31-03-2017
(RS.)
PREVIOUS YEAR
AS ON 31-03-2016
(RS.)
PROPERTY AND ASSETS  
CURRENT YEAR
AS ON 31-03-2017
(RS.)
25,00,00,000.00 1. CAPITAL
Authorised Capital
3,00,00,000 `A' CLASS Shares of Rs.10/- each (P.Y. 2,50,00,000 of Rs.10/- each)
3000,00,000.00 91083124.77 1. CASH:
In Hand with Reserve Bank of India,State Bank
47177239.66
2150,89,850.00 Subscripbed & paidup Capital 2,38,10,620 shares of Rs.10/ each (P.Y. 2,15,08,985 of Rs.10/- each)   2381,06,200.00   of India, Central Co-op. Bank,APSC Bank Hyd.  
  2.RESERVES FUND & OTHER RESERVES:     45829580.33 Current Deposits 99448770.86  
        479025354.00 Fixed Deposits 595025354.00 694474124.86
670,47,647.29 Statutory Reserve Fund 73110971.29          
13,99,777.90 Building Fund 1399777.90     3.Money at Call & Short Notice    
15,32,155.35 Div. Equalisation Fund 1189019.05          
          4.INVESTMENTS    
  OTHER FUNDS & RESERVES       In Central & State    
11,56,257.30 Common Good Fund 1156257.30   691413090.00 Government Securities 734942124.00  
20,11,211.27 General Reserve Fund 2011211.27   164800000.00 Other approved Securities 119550000.00  
  Co-operative Education Fund       Others   854492124.00
30,25,554.00 Provision for Investments 3025554.00          
22,16,292.00 Reserve for N.P.As 3339856.00     5.ADVANCES:    
  Contingent provisions     130041550.20 Short Term Loans: 95791695.51  
189,48,072.63 against Standard Assets 18948072.63     Cash Credit, O.D and    
83,81,94.78 Provision for Dep. of sec. 838194.78     Bill discounted.    
  Reservefund for meeting       of which secured against    
181,56,343.78 Unforseen losses 20581672.78     a)Govt. & other    
61,08,572.00 Provision for P.L. 7606643.00     approved secuities Nil  
5,37,428.00 Deferred Tax Liability 473341.00 1336,80,571.00   b)other tangible securities Rs. 90268206.16 of the advances, amount due from individuals Rs. 95791695.51    
  3.DEPOSITS & OTHER ACCOUNTS       of the advances overdue Rs.46,64,772.00 considered bad and doubtful of recovery Rs.Nil.    
4250,76,767.00 Fixed Deposits 4463,23,001.00          
221,17,518.00 Recurring Deposits 228,62,790.00   1056074928.00 Medium Term Loans 1081197256.00  
14617,47,099.00 Swayamvruddhi Deposits 14195,06,317.64     of which secured against    
7,14,667.6.00 Matured Deposit 5,50,677.60     a) Govt & other approved securities Nil  
1,06,424.96 Bala Bhavishyat 1,10,786.31     b) Other tangible securities Rs.1080270181.00    
1124,83,154.00 Cash Certificates 955,21,265.001     of the advances amount    
1259,25,171.33 Savins 1428,51,390.99     due from individuals Rs.1081197256.00    
2001,04,357.14 Savings Deposits 2650,65,036.53     of the advance, amount    
132,81,798.87 Current Deposits 160,05,187.68     overdue Rs. Considered Bad    
7467,19,744.00 Thrift Deposit 7461,20,599.00     & Doubtful of recovery Rs. 7261248.00    
1631,04,474.29 M.M.B.F. 1810,40,957.29 33359,58,009.04        
        940535942.80 Long Term Loans 945136268.80  
  4.BORROWINGS:       of which secured against    
  Deposit loan with bank of India   0.00 a) Govt and other approved Securities Nill  
        b) Other tangible securities Rs. 945136268.80    
  5. BILLS FOR COLLECTION       of the advances amount due    
  BEING THE BILLS RECEIVABLE       from indivdl.Rs.945136268.80    
  (AS PER CONTRA)       of the advances amount overdue Rs.    
  6. BRANCH ADJUSTMENTS   771.29   considered Bad & doubtful recovery of Rs.60,98,655.00   2122125220.31
  7. OVERDUE INTEREST RESERVE            
        469,63,042.00 6. INTEREST RECEIVABLE    
94,88,525.00 8. INTEREST PAYABLE   101,80,071   of which overdue    
          of Investments 43127543.00  
17,88,455.00 9. OVERDUE INTEREST ON NPA'S   21,45,878.00   of Staff Loans considered Bad & doubtful of recovery Nil 1432524.00 44560067.00
  10. OTHER LIABILITIES            
19,95,993.05 Bills Payable   41,68,947.30 1788455 7. INTEREST RECEIVEABLE ON NPAS   2145878.00
4,876.00 Unclaimed Dividend   4,876.00        
76,12,126.00 Sundry Creditors   133,32,949.00   8. BILLS RECEIVABLE BEING
BIILS FOR COLLECTION(AS PER CONTRA)
   
  11. PROFIT & LOSS            
          9.BRANCH ADJUSTMENTS    
  Profit as per last Balance Sheet 242,53,293.70   3,81,000.00 10.PREMISES 12,39,600.70  
  Less: appropriations 242,53,293.70     Less: Depreciation 8,77,650.70 361950.00
242,53,293.70 Add : Profit for the year brought from the Profit & Loss account 359,62,660.59   1875975.97 11. FURNITURE, FIXTURES & LIBRARY 113,33,722.58  
          Less: Depreciation 96,85,581.56 1648141.02
        3,46,805.37 12. COMPUTERS 116,23,830.00  
      359,62,660.59   Less: Depreciation 111,54,907.69 468922.31
          13. OTHER ASSETS    
        6,67,130.10 a.Stationery 7,00,223.09  
        37,62,162.70 b.Sundry Debtors 53,84,082.97  
        3,660.00 c.Stamp account 2,960.00  
              6087266.06
36545,91,801.24   TOTAL 37735,40,933.22 36545,91,801.24 TOTAL   37735,40,933.22
  CONTINGENT LIABILITIES
outstanding Liabilities for guarantees issued
           
28,586.70 Estimated Interest liability on matured deposits   22,027.10        
  FOR THE ANDHRA BANK EMPLOYEES' CO-OPERATIVE BANK LIMITED   AS PER OUR REPORT OF EVEN DATE
FOR KRISHNA & PRASAD
CHARTERED ACCOUNTANTS
FIRM'S REGN. NO. 001460 S
 
(D. VENKATESWARLU)
CHAIRMAN
(V. SUNDER RAO)
VICE-CHAIRMAN
(N. KRISHNA)
DIRECTOR
(B.L.N. PHANI KUMAR)
PARTNER

MEMBERSHIP NO.028391
 
(P. NARAYANA RAO)
DIRECTOR
(D. PENTAIAH)
DIRECTOR
(P. MUNUSWAMY)
DIRECTOR
(S. RAMESH)
DIRECTOR
 
(M. GUNASEKHARAN)
DIRECTOR
(A. MADANA MOHANA REDDY)
DIRECTOR
(G. SANDHYA)
DIRECTOR
(P.S. NARASIMHA PRASAD)
DIRECTOR
 
(P. SANKAR)
DIRECTOR
(S.V.V. TATA RAO)
DIRECTOR
(S.R.K. PRASAD)
CHIEF EXECUTIVE OFFICER